Brad gave several reasons why you want want to review your insurance policies.
1) You may not have all the discounts you are entitled to.
2) You may be paying for coverage that is no longer needed.
3) You may not have enough coverage. Do you have enough coverage to completely restore your house if needed? This would include demolition, rebuilding, replacing custom countertops, decks, closets, etc.
4) Are all household drivers on your policy?
Give Brad a call if you have any questions and want your policies reviewed.