Ralph Romano is our Life and Disability Insurance member. Ralph presented us with a handout which was the scenario of a 45 year old man in the 40% tax bracket who was looking to invest in a whole life insurance product that would provide him with income after retirement. The short version is that for paying a $100,000 premium for the first 10 years of the policy, the policy has a value of $1,140,000+ value. If he does not touch the value for the next 10 years. He would still be able to withdraw $1,000,000 at age 65 and still have $800,000+ available. Ralph can explain all this better and has a wide range of products available that he can offer to suit his clients particular needs.

Remember Ralph Romano and RJR Financial Services when you hear your associates mention that they are looking to review their insurance portfolio.