Steve had passed out a brochure detailing the benefits provided by Aetna for Medicare Advantage, also called Medicare Part C. The federal govt. still oversees the program but it bought through a private insurance company.
There are no monthly premiums but there are out-of-pocket expenses capped at $3,450. You choose whether to be in a HMO or PPO network with no cost to see your regular doctor in the network. Specialists are $25. Lab tests & x-rays are either $0 or very low cost.
Hospital stays are $285/day and are limited to 6 days.
Give Steve a call to discuss if this option would be right for you if you are of age.