Steve spoke of the state of insurance plans now that the Affordable Care Act (Obamacare) has been in effect for a few years. Plans which started off strong are now being dropped, networks are shrinking, insurance companies are now longer selling on the state exchanges and not honoring policies bought there. This has lead people scrambling for coverage and considering Health Savings Accounts (HSAs) as an alternative to regular insurance policies where they would pay for all expenses up to the deductible.
Steve also sells Medicare policies and Medicare supplement policies which also have fluctuating rates and coverage.
Give Steve a call if you hear someone talking about problems they have had with their health insurance because they have been dropped.